Extended Service Plan (where to buy)

[aboston]

Hi All. On the ford website it says I can get the premium ESP for my new ford sport for 1,900$ (7 years, 100K miles, 100 deductible). Think the price goes up to 2,100$ for the 50$ deductible. From what I can tell the premium ESP is basically bumper to bumper? So my question is, how does one go about getting a price lower than what the ford website offers which I assume is the full retail price? Is the price on the ford website the same as that what the dealership would tell me if I called them? Thanks ahead for any insight. The last ESP I purchased was from Acura and I found one dealership that charged way less than all the others, has anyone found something similiar for ford?

[akirby]

Hi All. On the ford website it says I can get the premium ESP for my new ford sport for 1,900$ (7 years, 100K miles, 100 deductible). Think the price goes up to 2,100$ for the 50$ deductible. From what I can tell the premium ESP is basically bumper to bumper? So my question is, how does one go about getting a price lower than what the ford website offers which I assume is the full retail price? Is the price on the ford website the same as that what the dealership would tell me if I called them? Thanks ahead for any insight. The last ESP I purchased was from Acura and I found one dealership that charged way less than all the others, has anyone found something similiar for ford?

 

You can buy it from any dealer and the dealers set their own prices. Shop around.

[bbf2530]

Hi All. On the ford website it says I can get the premium ESP for my new ford sport for 1,900$ (7 years, 100K miles, 100 deductible). Think the price goes up to 2,100$ for the 50$ deductible. From what I can tell the premium ESP is basically bumper to bumper? So my question is, how does one go about getting a price lower than what the ford website offers which I assume is the full retail price? Is the price on the ford website the same as that what the dealership would tell me if I called them? Thanks ahead for any insight. The last ESP I purchased was from Acura and I found one dealership that charged way less than all the others, has anyone found something similiar for ford?

 

EDIT: akirby had not yet replied when I started typing, so I had not seen his post. My cursed slow fingers!

 

Hi aboston. :D Two things to be said to start. First, you may now get many varying opinions as to whether you should or should not purchase an Extended Service Plan. Some people believe in them and some don't. You did not ask that question, so I will not give my opinion. I will simply try to answer your questions.

Second, purchasing a Ford ESP Plan is like buying a car. The price is negotiable, and the Dealer will try to charge you as much as you will pay.

 

So those points now made, you can find online sellers of Ford ESP Plans by Googling "Ford ESP Plan". In general, they will be Ford or Lincoln-Mercury Dealers that sell the ESP online.

 

Here are just a few: LINK Ford ESP

And here: LINK: Ford ESP

And here: LINK: Ford ESP

 

I am not vouching for any of them, I simply got them from a quick Google.

 

You can also check with your other local Ford or Lincoln-Mercury Dealers.

 

Lastly, those prices you were quoted ($1,900-$2,100) are far too high. You can do much better.

 

Good luck. :beerchug:

Edited January 21, 2010 by bbf2530

[aboston]

Yes, I googled about and in no time I found the 7year, 100K, 0$ deductible for ~1300$. I gotta say, maybe I'm a fool, but that sounds like a pretty good gamble.

[aboston]

wierd, its not mention in the 'what's not covered part' but the extended service plans don't include catalytic converters...

[bbf2530]

wierd, its not mention in the 'what's not covered part' but the extended service plans don't include catalytic converters...

 

Hi aboston. :D That is because the catalytic converters are already covered by the Emissions Equipment section of the New Car Bumper to Bumper Warranty to 8 years/80,000 miles.

 

Good luck. :beerchug:

Edited January 21, 2010 by bbf2530

[akirby]

Yes, I googled about and in no time I found the 7year, 100K, 0$ deductible for ~1300$. I gotta say, maybe I'm a fool, but that sounds like a pretty good gamble.

 

You need to understand that you're only really buying a 4 year/64K bumper to bumper extension (factory covers the first 3/36K) and only a 2 year, 40K powertrain extension (factory covers 5/60K).

 

Anything that happens early is covered by the factory warranty. Anything that happens after 7/100k isn't covered at all. Let's say you've purchased 4 cars so that's $5200 in potential extended warranty costs. Do you believe that you would spend more than $5200 on repairs that would have been covered by the extended warranty over the life of those 4 cars? Possible, but not likely. And the more cars you add in the less likely it is.

 

It is always cheaper - over the long run - to keep the money and insure yourself. Otherwise they wouldn't be selling extended warranties.

 

How many times do you hear people say "I'm glad I had that extended warranty - otherwise I would have had to pay for that $500 repair". If they paid $1300 for the warranty then they've still lost $800.

 

It is a gamble and might pay off and it's your money. But I'd rather pocket the $1300 and take my chances. At this point I've saved at least $7000 by not buying any extended warranties and I've only paid a few hundred bucks for a brake job that may or may not have been covered (probably not). I can buy a new transmission tomorrow and still be way ahead of the game.

 

Just MHO.......

[Grey]

As you are shopping for the best price, remember that if you negotiate the price with your selling dealership at the time ytou purchase your vehicle, it can included in your financing. Asking them to meet or beat an online price as part of the deal can be a wise decision.

 

If you wait over a year or 12,000 miles to purchase your Ford ESP, the dealership will be charged another $100, wihch I presume they will pass through to you.

 

Occasionally Ford Credit runs promotions for F&I managers (trips, cruises, prizes, etc) and during those promotions you can get some really good deals BTW, dealership service departments used to sell Ford ESP contracts with very little markup. Not sure what they are doing today - you might ask. They love for you to have Ford ESP because Ford is pretty good pay and they love to see you back in their service department for maintenance, etc..

 

The more elecrronics your vehicle has, the more liikely you might benefit from ESP - especially audio, navigation, rear camera, blind spot, Hybrid, etc. Some of these repairs can be extremely pricey out of warranty.

[aboston]

As you are shopping for the best price, remember that if you negotiate the price with your selling dealership at the time ytou purchase your vehicle, it can included in your financing. Asking them to meet or beat an online price as part of the deal can be a wise decision.

 

If you wait over a year or 12,000 miles to purchase your Ford ESP, the dealership will be charged another $100, wihch I presume they will pass through to you.

 

Occasionally Ford Credit runs promotions for F&I managers (trips, cruises, prizes, etc) and during those promotions you can get some really good deals BTW, dealership service departments used to sell Ford ESP contracts with very little markup. Not sure what they are doing today - you might ask. They love for you to have Ford ESP because Ford is pretty good pay and they love to see you back in their service department for maintenance, etc..

 

The more elecrronics your vehicle has, the more liikely you might benefit from ESP - especially audio, navigation, rear camera, blind spot, Hybrid, etc. Some of these repairs can be extremely pricey out of warranty.

 

Yes, I actually wouldn't bother with the warranty except that I have a fully loaded AWD with all kinds of electronics to break down. Turns out I had the price wrong, its 1465 for 7year, 100K, 50$ deductible, with same day rental. Atleast thats the best I've found online so far. For 65$ more you can break it down into 12 payments. I never get extended warranties on anything, but I always have bad luck with cars. I finally found a clear statement saying that catalytic converters are not covered. Will see...

[Roccod]

Cool.

[acdii]

You can buy one up until you turn 36001 on the Odometer. If we decide to keep either one of our Fords past that point, I may consider one, since it is a lot cheaper than a transmission. So far every new car we bought in the past 3 years we got rid of while still under factory warranty. We both like the Fords we have now, that I don't think we will be getting rid of them any time soon. At 500 miles a week, they add up quickly, already have 13000+ miles on the Fusion that we bought last September, and 2200 miles on the Flex that we got last month. By this time we both had issues with the Toyota's, never had issues with the Hyundai Veracruz though, until we drove it one day in a snow storm that almost put us in a ditch, and only because I didn't get it with AWD, or it would still be in my garage. With my Fords though, I may just be in the market this time next year to get an ESP on them.

[tweakerlime]

You can buy one up until you turn 36001 on the Odometer. If we decide to keep either one of our Fords past that point, I may consider one, since it is a lot cheaper than a transmission. So far every new car we bought in the past 3 years we got rid of while still under factory warranty. We both like the Fords we have now, that I don't think we will be getting rid of them any time soon. At 500 miles a week, they add up quickly, already have 13000+ miles on the Fusion that we bought last September, and 2200 miles on the Flex that we got last month. By this time we both had issues with the Toyota's, never had issues with the Hyundai Veracruz though, until we drove it one day in a snow storm that almost put us in a ditch, and only because I didn't get it with AWD, or it would still be in my garage. With my Fords though, I may just be in the market this time next year to get an ESP on them.

 

iIf you buy the warranty at 36000, would it be predated back to the purchase date of the vehicle?

[bbf2530]

iIf you buy the warranty at 36000, would it be predated back to the purchase date of the vehicle?

 

Hi tweaker. :D For the Genuine Ford ESP Plan, yes. The start date for Ford ESP Plan Extended Warranties begins on the "in-service date" of the vehicle. That is the day it was purchased new by the first buyer.

 

So for example, the clock would start ticking on a 7 year/100,000 mile ESP Plan the day it was first purchased and driven off the Dealers lot by the first owner, whether that was you or another individual.

 

Hope this information helps.

 

Good luck. :beerchug:

[HowardK]

Hello everyone, just purchased a 2010 SEL yesterday and purchased a 7 yr 60,000 mile ESP with the vechicle to have it rolled into the financing.

I wish I had done this when i purchased my 2000 Taurus, because I ended up having things in between years 4-6 that would have been covered.

I went with Easy Care from years 7-10 and found that too often I had many exclusions, but perhaps that is a different type of warranty as the car was aged already.

[akirby]

Hello everyone, just purchased a 2010 SEL yesterday and purchased a 7 yr 60,000 mile ESP with the vechicle to have it rolled into the financing.

I wish I had done this when i purchased my 2000 Taurus, because I ended up having things in between years 4-6 that would have been covered.

I went with Easy Care from years 7-10 and found that too often I had many exclusions, but perhaps that is a different type of warranty as the car was aged already.

 

I hope that was a typo and it was a 7 yr 100K mile warranty because the factory powertrain already covers you to 5 yrs/60K miles and if you only do 10k/yr you'll only get 6 yrs out of the warranty to effectively you only extended the bumper to bumper warranty from 36k to 60K miles or from 3 yrs to 4, 5 or 6 yrs depending on your annual mileage.

[n2_space]

I hope that was a typo and it was a 7 yr 100K mile warranty because the factory powertrain already covers you to 5 yrs/60K miles and if you only do 10k/yr you'll only get 6 yrs out of the warranty to effectively you only extended the bumper to bumper warranty from 36k to 60K miles or from 3 yrs to 4, 5 or 6 yrs depending on your annual mileage.

If you buy a warranty after you bought the car, (say a 5/75) does that start from the time you buy it or the in service date on the car?

 

I'm buying my dad's explorer from my mom (he passed away last fall), and bought hte warranty after he bought the car. So does it go from when he bought the warranty or when he bought the car?

[akirby]

If you buy a warranty after you bought the car, (say a 5/75) does that start from the time you buy it or the in service date on the car?

 

I'm buying my dad's explorer from my mom (he passed away last fall), and bought hte warranty after he bought the car. So does it go from when he bought the warranty or when he bought the car?

 

All Ford ESP warranties start from the factory warranty start date. Non Ford warranties could be different.